An adjuster will be assigned when you call your insurance company. Let Alpha Team Roofing know when your adjuster appointment is scheduled, and we will meet you there. When major storms hit an area, adjusters often hurry to process claims. Having Alpha Team there will ensure that all damage is surveyed, saving everyone involved time and money.
When your adjuster determines the value of your claim, he will issue you a check for the damages minus your deductible and recoverable depreciation. This is what insurance companies refer to as Actual Cash Value or ACV. After completion of the project, you will receive another check for recoverable depreciation.
Of course, it is everything that transpires in between that causes headaches. Your insurance company will provide a packet containing their estimation of your scope of work. If you are unfamiliar with roofing and insurance terminology, it can be confusing to determine where and how you should allocate the funds. Your Alpha Team representative will help you navigate the process and get the most for your money.
